Below you will find a list of manufacturers offering special promotional terms


Gibson Guitars
18 MONTHS DEFERRED INTEREST

No interest if paid in full within 18 months on a minimum purchase amount of $499 for any GIBSON OR EPIPHONE Guitar! Promotion available thru February 22nd, 2027. To avoid paying finance charges, the entire balance must be paid off, in full, at the end of the promotional period.*

*On qualifying Epiphone electric and acoustic guitar purchases of $499 or more made with your Synchrony Music & Sound credit card from 9/3/2026-2/22/2027. Qualifying purchase amount must be on one receipt. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required. Participating Retailers Only. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Gibson Guitars
24 MONTHS NO INTEREST

No interest with 24 equal monthly payments on a minimum purchase amount of $1,599 for any GIBSON Guitar! Promotion available thru February 22nd, 2027. Equal monthly payments are required and designed to payoff amount financed during the promo period.**

**On qualifying Gibson electric and acoustic guitar purchases of $1,599 or more after discounts made with your Synchrony Music & Sound Credit Card between 9/3/2026 - 2/22/2027. Qualifying purchase amount must be on one receipt. 24 equal monthly payments required. Participating retailers only. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Gibson Guitars
36 MONTHS NO INTEREST

No interest with 36 equal monthly payments on a minimum purchase amount of $1,599 for any GIBSON Guitar! Promotion available thru February 22nd, 2027. Equal monthly payments are required and designed to payoff amount financed during the promo period.***

***On qualifying Gibson electric and acoustic guitar purchases of $1,599 or more after discounts made with your Synchrony Music & Sound Credit Card between 9/3/2026 - 2/22/2027. Qualifying purchase amount must be on one receipt. 36 equal monthly payments required. Participating retailers only. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


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